[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aemo.cz\/penize-se-daji-sehnat\/#Article","mainEntityOfPage":"https:\/\/www.aemo.cz\/penize-se-daji-sehnat\/","headline":"Pen\u00edze se daj\u00ed sehnat","name":"Pen\u00edze se daj\u00ed sehnat","description":"Podnikatel\u00e9 vytvo\u0159\u00ed ur\u010ditou hodnotu, tu nab\u00eddnou a prodaj\u00ed sv\u00fdm odb\u011bratel\u016f, z p\u0159\u00edjmu zaplat\u00ed v\u0161echny nezbytn\u00e9 v\u00fddaje a odvody a za zbytek \u017eij\u00ed, v ide\u00e1ln\u00edm p\u0159\u00edpad\u011b spokojen\u011b. Tak by tomu m\u011blo teoreticky b\u00fdt. Teorie je toti\u017e pr\u00e1v\u011b takov\u00e1, zrovna tak by tomu m\u011blo u soukrom\u00fdch podnikatel\u016f a firem b\u00fdt. M\u011blo by. Ale co kdy\u017e to tak [&hellip;]","datePublished":"2023-02-23","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.aemo.cz\/author\/#Person","name":"","url":"https:\/\/www.aemo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/87132efef9f5972c3e770e1fb0907fb3dcc1311f82da5f30bffbae0bd81cf8c0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/87132efef9f5972c3e770e1fb0907fb3dcc1311f82da5f30bffbae0bd81cf8c0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aemo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aemo.cz\/wp-content\/uploads\/money-579000_960_720.jpg","url":"https:\/\/www.aemo.cz\/wp-content\/uploads\/money-579000_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.aemo.cz\/penize-se-daji-sehnat\/","about":["Finance"],"wordCount":423,"articleBody":"   Podnikatel\u00e9 vytvo\u0159\u00ed ur\u010ditou hodnotu, tu nab\u00eddnou a prodaj\u00ed sv\u00fdm odb\u011bratel\u016f, z p\u0159\u00edjmu zaplat\u00ed v\u0161echny nezbytn\u00e9 v\u00fddaje a odvody a za zbytek \u017eij\u00ed, v ide\u00e1ln\u00edm p\u0159\u00edpad\u011b spokojen\u011b. Tak by tomu m\u011blo teoreticky b\u00fdt. Teorie je toti\u017e pr\u00e1v\u011b takov\u00e1, zrovna tak by tomu m\u011blo u soukrom\u00fdch podnikatel\u016f a firem b\u00fdt.M\u011blo by. Ale co kdy\u017e to tak nen\u00ed? Co kdy\u017e se podnikatel\u016fm nepoda\u0159\u00ed plody jejich pr\u00e1ce dost v\u00fdhodn\u011b prodat, co kdy\u017e je drt\u00ed vysok\u00e9 v\u00fddaje, na kter\u00e9 kv\u016fli pom\u011brn\u011b n\u00edzk\u00fdm p\u0159\u00edjm\u016fm jednodu\u0161e nemaj\u00ed? Pak se mus\u00ed doty\u010dn\u00e9 podnik\u00e1n\u00ed \u017e\u00e1douc\u00edm zp\u016fsobem zm\u011bnit.Jen\u017ee takov\u00e9 zm\u011bny se nejednou neobejdou bez investic, na kter\u00e9 u\u017e prost\u011b nejsou pen\u00edze. A i kdy\u017e se u\u010din\u00ed \u017e\u00e1douc\u00ed zm\u011bny, m\u016f\u017ee n\u011bkdy trvat, ne\u017e se tyto projev\u00ed na podnikatelov\u00fdch p\u0159\u00edjmech, pota\u017emo na jeho \u017eivotn\u00ed a podnikatelsk\u00e9 situaci. A co si po\u010d\u00edt do doby, ne\u017e zase bude l\u00edp a snad i p\u0159\u00edmo dob\u0159e?N\u011bkdy se to neobejde bez p\u016fj\u010dky. I tu si mus\u00ed soukromn\u00edci n\u011bkdy vz\u00edt, aby m\u011bli nad\u011bji, \u017ee se jim poda\u0159\u00ed d\u00e1t si v\u0161echny sv\u00e9 z\u00e1le\u017eitosti do po\u0159\u00e1dku. Jen\u017ee i s p\u016fj\u010dkami jsou v mnoha ohledech probl\u00e9my. A to nejen s t\u00edm, \u017ee se mus\u00ed \u010dasem zase i s \u00faroky splatit. P\u016fj\u010dky se toti\u017e nejednou neda\u0159\u00ed bez probl\u00e9m\u016f ani sehnat. Podnikatel\u00e9 mohou \u017e\u00e1dat o  pomoc c kdejakou banku, ale usp\u011bj\u00ed tam? Kdy\u017e maj\u00ed z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a jejich p\u0159\u00edjmy jsou daleko od ide\u00e1lu, od toho, co v bank\u00e1ch od \u017e\u00e1daj\u00edc\u00edch podnikatel\u016f cht\u011bj\u00ed, st\u011b\u017e\u00ed.Ale nebojte se. I kdyby to bylo v bankovn\u00edm sektoru beznad\u011bjn\u00e9, nebankovn\u00ed hypot\u00e9ka bez p\u0159\u00edjmu dok\u00e1\u017ee vyhov\u011bt i pomalu beznad\u011bjn\u00fdm p\u0159\u00edpad\u016fm, podnikatel\u016fm, od nich\u017e d\u00e1v\u00e1 kdekdo ruce pry\u010d.Ale v\u017edy je tu n\u011bco za n\u011bco. A ani u nebankovn\u00ed spole\u010dnosti tomu nen\u00ed jinak. Ta sice p\u016fj\u010d\u00ed podnikatel\u016fm v podob\u011b hypot\u00e9ky i velk\u00e9 pen\u00edze, ale i zde mus\u00ed b\u00fdt nap\u0159ed zaru\u010dena n\u00e1vratnost on\u011bch pen\u011bz. Jen se zde ru\u010d\u00ed nemovitost\u00ed a ne \u017eadatelov\u00fdmi kvalitami. A to prosp\u00edv\u00e1 t\u011bm, kdo jsou na tom bled\u011b.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze se daj\u00ed sehnat","item":"https:\/\/www.aemo.cz\/penize-se-daji-sehnat\/#breadcrumbitem"}]}]